Budget App Reviews

Thought this would be really user friendly but entering transactions was time consuming and not as clear as expected. Also many bugs with respect to saving entries. Had to reenter items multiple times because program would spontaneously close without saving entries. Very frustrated!! Now feel need to purchase something else. Would Like my $39 back!

I’ve been using this app on my MacBook Pro and my iPhone 6 for years now. I can record debits on the iPhone as I make purchases, then sync with my laptop once every week or so. Then I use the app on the laptop to balance the bank accounts once a month, then sync it back to the iPhone. I love the envelope system, that way I can make sure the funds are where they need to be to cover monthly, quarterly, and other bills. Just figure out how much to deposit in each envelope each pay to meet the bill when it is due. If your pay is always exactly the same (mine isn’t) you can set it up so the right amount is automatically deposited in each envelope. I usually tell the app manually how much I want in each envelope, though. There is also an “available” envelope, where any unused funds go for use as needed. Keeps track of your savings, too! There is a lot more functionality available in this app than I need or use, but my finances aren’t too complicated so I don’t need to use the additional functions. The flexibility is there, though, for those who need them. Great App!! I recommend it!

I just started using Budget combined with Budget Touch for iPhone. The syncing process is very easy and I have experienced no errors. For those with realatively simple finances who would like to implement the envelope budgeting methed, this is for you. For those with more complicated finances, or who want to automatically download their transactions from their bank, I would suggest using another software. Personally I dont like the idea of putting my banking information into a software program for security reasons and because I think manual entry reinforces the decision making process behind budgeting. I have not fully explored the functionality of this software, but it has met all of my needs.

I found this application to be utterly worthless. Installed it, read the manual, tried to work with it, but found the program completely un-intuitive and un-helpful. Took me and hour and half to import 3 months of simple bank transactions, and the result was that I could see almost nothing informative about where my money was going. This notion of "envelopes" is quaint, but it confuses the issue tremendously. Do yourself a favor and wait for a major re-design of this application before buying.

This is the worst application i have ever waisted money on. It will not let you do anything. It is not user-friendly at all. DO NOT BUY THIS APP!!!!!!!!

I began using this software at the beginning of January. I was aware of evevelope systems, but they never seemed to work for me. Since using this software I have been able to stay on track and seen my savings grow. Its very easy to set-up, but it did take me to tries to get my system just right. Adding deposits and debits is very simple. Also,, it is very easy to transfer money between envelopes and accounts. My family always wanted to stick to an envelope system, but we don not like carry cash. Now we know where our money is allocated without having to go to the ATM every week. Syncs easily with Budget on my iPod touch. No glitches or loss of information. Worth the money if you really want to budget your finances.

I have been looking for a budget application that uses the envelope system for a long time. I had a program on my Windows based PC years ago that was fine, but it wouldnt work on my Mac. We have been using this program for about a month now (started with the free trial version) and it is very simple to use. Any time I dont know how to do something, a quick look in the help menu has cleared things up for me so far (except once - see below). We have found this program to be very easy to use and very helpful with our budget! I had to contact the developers once because when I downloaded the paid version from the Mac app store a separate application appeared and I had to find out how to get my old information into the new program without starting over. They responded by the next day and the solution was very simple.

My wife and I bought this application, but simply could not get it to work. We downloaded the manual, read it a few times, and still could not get this to work. We had to go through the setup tool three times and still could not simply erase a mistake or get the budgets to annotate correctly. The program is very detailed, but the interface is not intiutive. We have spent many hours trying to get to set up a base line budget, but in the end we gave up and are trying other programs. It took so long just to make simple adjustments in our budget, we dreaded using the program. Maybe this is intended for people who have a lot of time to work with the program but for simple day to day interactions, it was not for us. If you do have more time or are willing to really learn this program, it has a lot of functionality. The customer service was very good and prompt and no issues at all with the support.

First of all the discription is terrible, some words would be nice not just pictures, you would think if someone is looking for a financial program they can read. SO aside from the NON DISCRIPTION this program is usless! Numbers or excell can do the same functions. I was lookig for a program that you could sync with your bank account and from the tiny picture of the sync button one may deduce that is capable but BECAUSE THERE ARE NO WORDS JUST PICTURES TO DISCRIBE THIS AWEFULL RIP OFF i was wong, now I am out $40 and will be spending additional money to get an app that works. DO NOT BUY THIS APP. All information must be set up manually and recorded one at a time, you cannot balance this program with your bank. There are MANY programs out there for less money that actually work. I was just looking or something to use on a mac

Ive been using Budget Touch on the iPad for the past couple of weeks and am finding the envelope method to be the money management solution Ive been looking for, so Ive decided to move on to the desktop version to enhance the functionality. Im finding that the desktop version is far more powerful, yet less intuitive. Its worth reading the getting started guide as well as the help files as the interface does not walk you through its use. After reading the help files and following directions, it all makes sense and Im looking forward to the next few months of working out the kinks in my budget. Syncing between the iPad (and iPhone as its a universal binary) version and the desktop version seems fairly straightforward and flawless. All in all, Im impressed and thankful to have found this application.

I started using Budget in January 2003 because I was annoyed with having to buy a new version of the big-name personal finance software every few years. I also wanted a way to handle my money that would work like Dads old cash-only envelope system of budgeting. That is, each time you get paid, you distribute the money into different envelopes (or buckets, categories, etc.) for different expense categories. Then when you spend your money, you are forced to think about "what envelope should I use to pay for this" and "do I have enough in that envelope for it." Budget was exactly what I was looking for. It lets you plan and track your spending with as little or as much detail as you want. Its easy to change budgeted amounts for different envelopes as your budget evolves. At the end of the year, I can easily see if Ive dedicated too much or not enough money to a given envelope. I also rely heavily on the calendar/reminders feature in Budget. As long as I check in with Budget every few days, I know I wont miss any bill payments, including pesky quarterly, annual, and semiannual bills. I also bought a copy of Budget for my mom, whos retired and living on her own, so that she could more easily plan her finances, pay her bills, and balance her "checkbook." There is a QIF/OFX import feature, but Ive never used it. I enter each deposit / withdrawal / charge / payment as I go, and then balance (reconcile) each account monthly against my bank / card statement. Regarding the 1-star reviews, I guess Id be upset too if I paid good $ for an app and then realized that I dont like it. YOU CAN AVOID THIS SITUATION THOUGH! Click the "Budget Support" link above. There you will find a free trial download, loads of documentation on how to use Budget, and discussion forums where you can get help from fellow users and from the developers themselves. Try it out, and if you dont like it, dont buy it. :)

While I dont think Budget is perfect or does everything imaginable - I cant live without it. Syncing with my iPad and iPhone are great too although I dont do any data entry on those, its nice to have a rough idea whats available in various budgets on the go. I had the app before it went on the store and happily purchased again - highly recommended!

This app, while I like the concept of imitative an old-school budgeting system, fails in its implementation. There is a steep steep learning curve to using Budget and I never really got it to work the way I wanted or expected it to even after going through all the tutorials and instructions. One of the reasons I purchased this particular app was its availability on a mobile device. However, I had many problems trying to sync data and eventually just gave up on the app in its entireity.

The app is an essential part of our household budgeting but the "search" feature does not work and syncing works rarely. Please update this app!

There is a flaw with version 6.6 - if you try to sync your iPod with the computer, transactions entered with the iPod are deleted. Snowmint customer service told me that they are aware of the problem and to wait to sync again until I have downloaded version 6.6.1. Prior to this issue, I have loved the software. Looking forward to having it work right again.

This app is just OK. (Again,as someone else said, Quicken Users beware- it is different) The envelope concept is great and is what really sold me. I think it will only work for a really simple lifestile. - It is EXTREMELY difficult to use a credit card and a bank acccount. It is assuming you are paying cash for everything, which in this day and age is really out of date. I do a lot of autopays; but to accomplish this the options are either A) not track spending by category (which defeats the whole point of a budget) or Deposit paycheck and allocate to bank envelope then transfer to Credit Card envelope then pay my credit card and I have to allocate the spending when I make a large credit card. - It is automatically linked to your Apple Address book - which for the life of my I cant figure out why. My address book is filled with personal firends. I dont usually get money from them. - I have misc reimbursables from work. When I tried to make a one time deposit. You have to type in the amount twice because you have to allocate everything. It wont autosum. -Setting up monthly autopays, such as my mortgage, was pretty confusing. I really wanted a simpler program than quicken, my life is not that complicated. However, it is apparently too complicated for this program. If you can really use the envelope concept, with one bank account, it would be great.

Im of generally above average intelligence and enjoy a good puzzle but this, THIS, is no puzzle. The logic escapes me. Ive gone from excited for a simple, visual way to budget to snarling, growling, and swearing at the cat! What this app NEEDS is more concise, clear instructions on how to use it. In those instruction show EXACTLY the same screen a user will be using. How do you get the amount of money you want to budget on to the envelope? Write it on the computer screen with a grease pencil? I usually read the reviews before I buy something that costs this much. What a dummy I was this time to think, wow, its visual, it looks simple, what can be hard about it?!?! Now I know. Proceed with caution. Grumble grumble grumble.

I have used the former versions of this app for 3 years and have loved it. The new version keeps crashing. I thought it was because we had just done a complete virus/cookies scan of our computer so I reinstalled the app, recreated a new account and envelopes which took me several hours and now it has crashed again.

Relatively easy to set up, but takes about 30 minutes to figure out how to fill buckets--needs to be better clarified in instructions. You can set up a budget based on your checkbook, or outside the checkbook as a debit account---great when you are sharing expenses and dont want to wash them through your personal checking account. Once filled, it is easy to move money from one bucket to another using the "Available" or any other envelope that has a positive balance. Hasnt crashed yet---using MacBook Air, OSX 10.8.2.

This app is great, too bad they havent taken advantage of the cloud…. Would be great if the iOS version could sync in the cloud while on the go. There hasnt been an update in a while, are they still here working on it?